About USHEALTH Group Inc.
USHEALTH Group Inc. is dedicated to providing small business owners, their employees, self-employed individuals, and families with insurance solutions covering life, accident and disability, and specified disease/sickness. It is based in Fort Worth, Texas and provides all these products through its subsidiaries National Foundation Life Insurance and Freedom of Life Insurance Company of America. The firm has so far given more than 15 million customers tailor-made plans through its insurance companies.
USHEALTH Group Insurance
USHEALTH Group believes that no one plan fits all its customers and that each customer is unique. It, therefore, all their customers customized plans focusing on each customer’s need for affordability, flexibility, and reliability in insurance selections. For those on a budget and worried about satisfying a high annual deductible prior to receiving any benefits from the insurance plan, USHEALTH Group offers a portfolio of innovative products that come with a lot of benefits and a network of discounts across a spectrum of providers. The company has a full line of ancillary products such as term life insurance, accident, income protector, short-term disability income, critical illness, specified disease, and dental and vision plans to satisfy whichever form of health insurance a customer needs. The firm also provides similarly innovative products for their clients who can afford a specified level of cost sharing and are looking for a more secure tailored coverage approach.
USHEALTH Group Family Insurance
Under family health insurance, the company offers you the ability to buy more insurance coverage without additional underwriting, if and when you need it. Their ten-year renewable LifeProtector insurance plan provides you and your family peace of mind. As such, your family will be taken care of, among others if anything unforeseen happens to you. The plan is not only economical, but it is also not taxable to beneficiaries.
The SecureDental plan for the family comes in three forms: premium plan, saver plus plan, and saver plan which cover your family’s dental care with differences in the plans only occurring in the maximum amount per insured in a calendar year.
The firm’s accident protector insurance plan provides the family with extra coverage that helps to cover out of pocket expenses tied to an accident. If your accident injury results in a loss, lump sum payouts will be provided. It also covers the cost of other expense not covered by insurance, deductibles, and co-pays.
Their MedGuard plan, on the other hand, covers benefits for medical treatment but does not cover benefits for non-medical expenses. Unlike traditional life insurance benefits that pay benefits after death, this plan gives you financial resources for covering non-medical costs during recovery if you survive a critical illness. If you are diagnosed with a covered condition, you will receive a lump sum cash payment.