USHEALTH Group for Tailor Made Insurance Plans

About USHEALTH Group Inc.

USHEALTH Group Inc. is dedicated to providing small business owners, their employees, self-employed individuals, and families with insurance solutions covering life, accident and disability, and specified disease/sickness. It is based in Fort Worth, Texas and provides all these products through its subsidiaries National Foundation Life Insurance and Freedom of Life Insurance Company of America. The firm has so far given more than 15 million customers tailor-made plans through its insurance companies.

USHEALTH Group Insurance

USHEALTH Group believes that no one plan fits all its customers and that each customer is unique. It, therefore, all their customers customized plans focusing on each customer’s need for affordability, flexibility, and reliability in insurance selections. For those on a budget and worried about satisfying a high annual deductible prior to receiving any benefits from the insurance plan, USHEALTH Group offers a portfolio of innovative products that come with a lot of benefits and a network of discounts across a spectrum of providers. The company has a full line of ancillary products such as term life insurance, accident, income protector, short-term disability income, critical illness, specified disease, and dental and vision plans to satisfy whichever form of health insurance a customer needs. The firm also provides similarly innovative products for their clients who can afford a specified level of cost sharing and are looking for a more secure tailored coverage approach.

USHEALTH Group Family Insurance

Under family health insurance, the company offers you the ability to buy more insurance coverage without additional underwriting, if and when you need it. Their ten-year renewable LifeProtector insurance plan provides you and your family peace of mind. As such, your family will be taken care of, among others if anything unforeseen happens to you. The plan is not only economical, but it is also not taxable to beneficiaries.

The SecureDental plan for the family comes in three forms: premium plan, saver plus plan, and saver plan which cover your family’s dental care with differences in the plans only occurring in the maximum amount per insured in a calendar year.

The firm’s accident protector insurance plan provides the family with extra coverage that helps to cover out of pocket expenses tied to an accident. If your accident injury results in a loss, lump sum payouts will be provided. It also covers the cost of other expense not covered by insurance, deductibles, and co-pays.

Their MedGuard plan, on the other hand, covers benefits for medical treatment but does not cover benefits for non-medical expenses. Unlike traditional life insurance benefits that pay benefits after death, this plan gives you financial resources for covering non-medical costs during recovery if you survive a critical illness. If you are diagnosed with a covered condition, you will receive a lump sum cash payment.

Troy McQuagge Scoops One Planet Awards 2016 Gold for CEO of the Year

USHEALTH Group, Inc.’s Chief Executive Officer Troy McQuagge was awarded gold in the ‘CEO of the year’ category during the prominent One Planet Awards. One Planet Awards is a coveted global premier program that honors business as well as professional excellence in all industries around the world. As a result, global organizations are eligible to take part in the awards. Interested parties must submit their nominations. These includes private and public entities, non-profit and for-profit companies as well as startups.

The One Planets Awards are organized to recognize corporations and individuals for professional and business excellence. The Awards honors are conferred in different categories in sections that include public relations, new services and products, corporate communications, teams, executives, and organizations from across the world.

McQuagge joined USHEALTH Group in 2010 as the head of its subsidiary and captive distribution agency called USHEALTH Advisors. He was successful in re-tooling Advisors which led to his election as USHEALTH Group CEO. At the helm of the group, he registered unprecedented success, profitability, and growth within the competitive health insurance market. Troy McQuagge on Facebook.

USHEALTH Group is a U.S. insurance holding company located in Ft. Worth, Texas. It is focused on providing comprehensive and innovative health coverage for small business owners as well as self-employed individuals. USHEALTH Group combines the talents of its agents and employees to market competitive insurance products that are profitable. It also provides superior customer service.

Speaking after the awards, McQuagge said that it was an honor to be recognized by One Planet Awards as well as his peers. He added that he believed his award belonged to everybody at USHEALTH Group. It served as a testament to the company’s commitment to solving pertinent healthcare affordability problems faced by customers. USHEALTH Group is committed to providing the market with innovative coverage that increases as healthcare needs grow.

Troy McQuagge

Troy McQuagge joined the USHEALTH Group family in July 2010. He was the Chief Executive Officer and President of USHEALTH Advisors’ captive insurance agency. In November 2013, McQuagge was elected by the board to become the group’s Executive V.P and Chief Marketing Officer. Later in June 2014, he was promoted to serve as the Group’s President and CEO. He has also headed USHEALTH Group subsidiaries like Freedom Life Insurance Company of America.

McQuagge started his career working at Allstate Insurance Company back in 1983. In 1995, he joined Student Insurance Division under United Insurance Companies Inc. (UICI). In 1997, he became the President of UGA, the insurance agency of UICI. After UICI’s 2006 acquisition by private equity investors, its name was changed to HealthMarkets, and McQuagge became its President in 2007. The sales executive received his Bachelor of Arts degree in 1983 from University of Central Florida.

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Dr. Shiva Gopal Vasishta: Improving Your Health

HALT-MS trials conducted for five years have proven that high dose immunosuppressive therapy accompanied by the transplant of blood-forming stem cells can bring about a constant reduction of relapsing –remitting multiple sclerosis. Multiple sclerosis (MS) is an autoimmune condition whereby the central nervous system is attacked by the immune system. The trials were sponsored by the NIAID-National Institute of Allergy and Diseases and carried out by Immune Tolerance Network.


Five years after the treatment, 69% of the participants had survived without advancement of disability, brain lesions or relapse of MS symptoms. During the period, participants didn’t take MS drugs after HDIT/HCT. The findings suggest that a single treatment with HDIT/HCT may be considerably more effective in treating MS patients than the use of the available medications. The results obtained can be used to develop large random trial to be compared with HDIT/HCT to find a standard care for MS disease.


MS symptoms include weakness, motor and speech difficulties, chronic pain and fatigue but they vary considerably. Relapsing –remitting MS is the most common type of MS and is characterized by mild symptoms which are followed by symptom flare-ups and relapses. If not contained earlier, the disease might worsen shifting to a progressive form.


The researchers tested a number of factors in 24 volunteers aged between 26 and 52 years with relapsing-remitting MS. The aim of the experiment is to suppress active disease and thwart further disability by resetting the immune system and removal of disease-causing cells. During this procedure, neurosurgeons such as Dr.Shiva Gopal Vasishta gathers the participant’s blood stem cells then is given high-dose chemotherapy to exhaust the participant’s immune system. Then the participant’s stem cells are returned to rebuild the immune system.


About Dr. Shiva Gopal Vasishta

Dr. Vasishta is a specialist in neurology and currently lives in Voorhees, NJ. He graduated in 1979 from Government Medical College Nagpur. Dr.Shiva Gopal Vasishta completed his residency in Neurology at Tufts Medical Center and Boston University Medical Center.


He also specializes in Psychiatry. With affiliations to Kennedy Health System, he currently practices at Eastern Neurodiagnostic Associates.

How Lori Senecal has Facilitated the Growth of CP+B

Lori Senecal is a top expert in the digital advertising industry. She has served various firms, and this has allowed her to gain a wealth of experience. Since March 2015, she has been working for CP+B as its global CEO. CP+B is one of the top international advertising agencies, and Lori is the overall supervisor of all its branches. Her tenure as the head of the firm will end in 2017. Senecal formerly worked as MDC Partner’s CEO before CP+B offered her the leadership office. According to Chuck Potter, who is the company’s founder, Lori is an excellent administrator, and she has greatly assisted in making its services flexible to meet the needs of the clients.

Lori Senecal has had a successful term from the time she joined CP+B. In October 2015, she made her first major deal, which was the American Airline account. The company took the advertising contract from TM Advertising, which had been acting as the primary marketing agency for the firm for the past two and a half decades. Lori and Chuck have been working together ensure that they are successful in forming strategies that will be helpful in creating an excellent management team at the company. Chuck believes that CP+B will have found a perfect replacement by the time Senecal will be retiring. The outstanding leadership of the agency has made it be trusted by clients across the globe.

CP+B have been working to better the management skills of its administrators over the past one year. The company recently promoted Danielle Aldrich to be the CP+B West’s president. Holding the office makes her the supervisor of CP+B Boulder and CP+B Los Angeles’ operations. Danielle worked for the CP+B Boulder office as an MD before the firm promoted her. Lori has made great contributions to the company, and this includes taking part in contract negotiations with Hershey and American Airlines.

The advertising agency currently operates ten offices that are internationally located. It has made sure that all its divisions are under the leadership of well trained and talented professionals. The workforce of the enterprise has been striving to make it a leader in the local and global markets. According to Lori, the operations of the company can be excellent if all its branches have outstanding management teams. She is one of the few women who are currently holding an administrative position in the digital advertising sector. The industry has several challenges, but she has been striving to be among the best.

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The Frontera Fund Is Being Used For The Immigrants

The Puente Human Rights Movement is a justice organization that is primarily focused on working for migrants. It has a base location in Phoenix, Arizona. This organization is focused on developing as well as empowering migrant communities by making use of education.

The organization believes that it is important for migrants to defend themselves and protect too. This is where education will play a major role. The Puente Movement is aimed at enhancing the quality of life through education for its various community members.

The organization is using the open hand strategy. It is also called the Closed Fist. This will help in building up power in the community. In addition, the Puente Movement is also fighting against enforcement that can criminalize people. The reasons behind this can be the deportation or the detention system along with the racial profiling. The police-ICE collaboration is also playing a role here. Read more: Village Voice Media | Wikipedia

This is an organization that likes to combat the attrition policies through inclusive communities. Hence the lives of immigrants become much easier this way. This way the Puente Movement fights attrition and is able to build resistance within the programs.

This group is conducting campaigns that would unite people. It will be fighting against all those enforcements that can criminalize people. The campaigns are also focused on change. This can happen only when the impacted communities are able to speak for themselves.

Hence Puente Movement can stop deportation only when it combines community organization along with storytelling besides political pressure, and the legal advocacy too. The Puente Movement can assist families in a successful manner. They have managed to stop approximately 100 deportations in this way.

The Village Voice Media, along with the Phoenix New Times were co-founded by Jim Larkin along with Michael Lacey. They are two newsmen who had received $3.75 million as settlement. This was after they had been arrested by the Maricopa County Sheriff, Joe Arpaio. This settlement money was dedicated by them for funding all the organizations which advocate human, along with civil, as well as migrant rights across the state of Arizona.

On October 18, 2007, the two journalists had been arrested. It had happened during the middle of the night. Also, the grand jury was seeking notes as well as articles which were about Joe Arpaio, from the two newsmen. Besides, there were Subpoenas too by the Grand jury. They also demanded that those citizens must be identified who are reading stories that involved the lawman.

Then Larkin and Lacey reached out to the U. S. Court of Appeals. This is when they were suing the State against defending the First Amendment rights. These two journalists won this case. They got settlement money which was then used in order to form the Larkin and Lacey Frontera Fund.

A lot of work has already been done with this Fund. This Fund is supporting a number of organizations that are focused on the issues of migrant rights in a big way and making a difference!

Learn more about Jim Larkin and Michael Lacey:

Bruce Bent II: Accomplished Authority In Financial Industry Patents

Bearing more than 25 years of experience as an entrepreneur and financial services specialist, Bruce Bent II has gathered a wealth of knowledge and connections relevant to the advancement of his businesses. He currently serves the Double Rock Corporation as the CEO, President, and Vice Chairman. In this role, Bruce Bent II is responsible for the operations of the company and its subsidiaries including Landing Rock Group, Intrasweep, LIDs Capital, Island Intellectual Property, and Access Control Advantage.

Over the years, Bruce Bent II has specialized in product innovation, strategic planning, business solutions, and retirement planning. To this end, he has transformed the Double Rock Corporation into one of the largest private institutions providing cash management with assets valued at over $130 billion under its control. Growing up, his father taught him that just because something has not been done before; it does not mean it cannot be done. This has been the basis of his innovative exploits, and currently, he is listed as an inventor on more than 60 private-held patents in the financial industry.

Bruce Bent II is widely recognized in his industry as an innovator of cash solutions and in the management of short-term assets. He is a pioneer of the money market fund, through the Reserve Fund, a financing option offered to investors interested in earning long-run small returns as a means of preserving their wealth. This is a continuation of his father, Bruce Bent’s work, in association with Harry Brown, the first proprietors of the Reserve Fund in the 1970s.

According to Bruce Bent II, the best strategy to ensure the growth of your business is to place heavy emphasis on creating value for your customer. They are the main reason you and your business exist. Therefore, by appreciating the feedback of your client, you can find more ways to improve your product and method of service delivery.

About Bruce Bent II

He is a leading American specialist in the financial services industry, with the ability to innovate and invest in products that set industry standards. Apart from working for the Double Rock Corporation, he also used to work for B2 Consulting, as well as Hallmark Investment Series Trust and its subsidiaries.

From the Northeastern University, Bruce Bent II holds a Bachelor’s degree in Philosophy. He has served as an associate of the Young Presidents’ Organization, as well as receiving a feature in Leadership Secrets of the World’s Most Successful CEOs, a best-selling book.

Why You Need To Know Goettl To Know Air Conditioning

Having an air conditioning unit installed at your home isn’t just a one-and-done process, it’s a significant part of your home’s utilities and keeping the heating and cooling systems running in your home continues with you once the unit has been installed. Goettl Air Conditioning is a company that frequently puts out articles explaining how to keep up your air conditioning, and they are a company you should get to know no matter where you’re located. You can go to their website at to see more of their tips to good air conditioning maintenance.

Goettl talks about keeping your air conditioning units running at top level while also saving money from exorbitant power costs in the summer. First, they recommend that everyone have the right size AC unit because having the biggest unit does not mean having the most efficient one. Second, they recommend that your home is thoroughly insulated and protected from the elements. They also recommend homeowners have their outdoor condensers installed away from direct sunlight and hotter areas of the yard. But most importantly, Goettl recommends a regular maintenance plan, and if your unit is very old replacing it with a newer more efficient one.

Goettl is based in the Phoenix and Tucson metro areas of Arizona, though in recent years they’ve become more based in Las Vegas. They were founded by Adam and Gust Goettl and have gone through many different acquisitions over the years. It was Ken Goodrich who made Goettl Air Conditioning profitable when he purchased them back from an out-of-state company. Goodrich understands the locals of Los Vegas and the Arizona cities areas and has been able to change Goettl to a company that meets their needs better. They primarily service residential customers, but with mergers with Las Vegas Air, Paradise Air and The Sunny Plumber Goettl has been able to reach several commercial customers as well.


All You Need To Know

NexBank SSB deals in financial and banking products and services. It provides savings accounts, mobile banking, personal checking services, and mortgages. The organization also offers commercial checking accounts, treasury management, and internet banking. It also ventures in the commercial lending services and gives out real estate loans. Institutional services such as mergers and acquisitions, corporate banking and lending, syndicated loan servicing, corporate finance and advisory, investment banking, land advisory services and agency services are also availed by NexBank.

The client clients of NexBank are companies, institutions as well as individuals based in Texas. Formerly referred to as Heritage Bank, SSB, this company changed its name in August 2005 to NexBank SSB. This company came into existence in 1922 and had its headquarters in Dallas, Texas. It is run as a subsidiary of NexBank Capital, Inc.

Nexbank SSB is committed to serving the financial and banking needs of middle-market companies, real estate investors, as well as large corporations. Its executive management team brings together industry expertise and provision of exceptional services to the clients. NexBank has in this way been in the forefront in providing leading financial services to institutions, individual customers, and corporates.

On September 21, 2015, NexBank Capital, Inc. made an announcement Dierk Hohman had been appointed the General Counsel of NexBank Capital, Inc. and NexBank SSB and the Executive Vice President of this company. His qualification for these positions was warranted by his wide experience in the financial, banking and capital market. He has played advisory roles in various financial institutions and corporations in various areas including compliance and risk management and corporate and finance transactions among others.

Mr. Hohman had previously served as an Associate General Counsel and Senior Vice President for Nationstar Mortgage LLC. He has held various positions at some reputable companies. Some of them include GE Capital and Bank of America.


Empowering the Next Generation of Women According to Susan McGalla

Susan P. McGalla is the founder of the P3 Executive Consulting LLC group that specializes in consulting clients on the various aspects of branding, marketing, and talent management to ensure businesses run efficiently as possible. McGalla is also the founder of the Women’s & Girls Foundation at and works Carnegie Mellon University through their Speaker Series for CEO(s). The aims of both of these initiatives are to start movements that empower women to get involved in business and to make their mark on how business in done in modern-day America.


Susan McGalla states that most women she speaks to just simply want her to be an authentic role model who is real to herself and who offers useful advice to be able to help other women progress in their careers. To McGalla these requests are very empowering and she is honored to fulfill the calling for someone to stand up and mentor young women who want to be empowered.


McGalla sites her upbringing with two brothers and a football coach of a father as to why she is so motivated to succeed and do well. She claims that growing up her father never cut her slack for “being a girl”, and believes that other parents should raise their young girls the same way. Parents should inspire girls to grow up empowered to do anything they put their minds to.


McGalla “cut her chops” in business by holding various positions at American Eagle Outfitters between the years of 2000 and 2010. Eventually, McGalla worked her way up to being the President and Chief Merchandising Officer with American Eagle Outfitters Inc., which had her overseeing a total of $3 billion in annual sales, four inclusive brands, and an e-commerce site.


McGalla is also Vice President for Business Content & Strategy for the National Football League team the Pittsburgh Steelers.


Advantages of Beverly Hills Auto

There’s only one thing better than a new BMW, and that’s a used BMW. With a new BMW you face an incredible amount of depreciation within the first three years, as much as 46%. Buying used avoids depreciation, as well as other new car pitfalls such as being oversold on features. Many dealerships will over sell you on various features found easily on used BMW’s, but not Beverly Hills Auto Group.

BMWs offer many appealing models for buying used. Most acclaimed is the 3 series, preferably the 320d, which is the diesel model. The 5 series also has many appealing models, including the M5 with the executive package. Beverly Hills Auto Group deals in these models and more.

Beverly Hills Auto Group is the best place in New York to purchase a used BMW. With a plethora of models and great financing deals, Beverly Hills Auto Group is the place to go.